So you are an NRI with a dream to live a comfortable life in India after returning.  

You are smartest of the lot & you felt earning abroad will help you to retire early or improve your family’s lifestyle.

But sometimes you feel..

• You are earning well but not sure how to channelize your earnings right investments.
• You have built a figurative wealth but are not confident that if it is sufficient to last your retirement or a planned expense.
• You are not sure about the advice your banker is providing or  is he mis-selling?
• You are confused with taxation, laws, job uncertainty, inflation, kids’ education, retirement savings… because rules of the game keep changing.
• You feel you are in a never ending rat race. 

You’re not alone.

After practicing for more than a decade  & working with more than 100 NRI families – we know things can be improved. Financial life can be managed differently & anxiety can be reduced.

Financial Freedom is not a mirage & can be achieved with discipline + a SYSTEM.

I am a keen learner. period. My mother was my first financial coach; I have seen her achieving a lot financially, with limited resources. She made some basic rules and never deviated from them - she made budgets and stuck to them. She always knew that while investing, it is important to beat inflation.

I grew up listening that Indians are a great savers & felt WOW. But when I entered profession, I realised there’s a difference between investor & saver.

I entered the Investment World in 2003 - after completing my MBA in Finance. Worked with India's biggest Investment Service companies before moving to Asset Management side - headed regions for JM Financial & HDFC Mutual Fund. This made me realise that there is a huge difference between what investors need & what advisers offer – surprisingly even after 15 years things have not changed much.

After qualifying for Certified Financial Planner (CFP^CM) in 2009 - I started my own boutique Financial Planning firm "Ark".

We believe that financial planning is not only about number crunching, so "understanding people, before numbers" became our motto. At Ark, we ensure that whole process is very interactive and the client is fully involved.

We are not only Financial  Advisor - We are Financial Planner. And there's huge difference between two.

With the vision of taking Financial Planning in India to the next level – I founded Financial Planners' Association with an aim to promote professional excellence and ensure high quality practice standards. "Professionalism. Commitment. Ethics." became guiding principles for a small group of practicing Financial Planners who are also SEBI Registered Investment Advisers.

Apart from developing Financial Plans and guiding clients to meet their Financial Goals; I am interested in research & analysis of various financial products. My articles & quotes are regularly published in leading media houses. I also coach Financial Advisors & Financial Planners across India.

We are considered leading Financial Planners in India. So I also get invited to share my views in national conferences related to wealth management & financial planning.